Providing Coverage for: Personal Auto, Commercial Property, Auto, and Liability, Professional Liability, 

Workers Compensation, Bonding, and Aviation for Both Private and Commercial Operators.  

Alaskan-Owned and Operated Independent Insurance Brokerage

Alaska Commercial Insurance Brokers Inc.

550 East Tudor Road Suite 203

‚ÄčAnchorage, AK 99503

(907) 644-8700 - Phone

(907) 644-8701 - Fax

Alaska Commercial Insurance Brokers Inc.

Call us today (907) 644-8700

How to Save on Commercial Auto Insurance in the Off Season

Ever mowed a lawn in January or plowed a snowy driveway on a hot July day? If you own and operate a seasonal business, chances are you aren't working in the off-season, so the insurance you carry should be different that what you carry in-season.

Leading commercial auto insurers offer seasonal insurance for businesses like landscapers, snowplow drivers, ice cream truck owners, and more.  These coverage's allow you yo customize your commercial auto insurance based on when your business is running on all cylinders - and when it's not. 

Here are a few tips for getting the most out of your policy in the off-season.

  • If your vehicle will be parked during the 0ff-season, you may think you should cancel that vehicle's insurance during that time.  But if you'd like to protect your vehicle and still save a little money, just switch your insurance to a comprehensive only policy.  this will give you basic protection against incidents like vandalism, theft, falling tree branches and hail.  

  • A comprehensive only policy also gives you the bonus of having continuous insurance coverage.  If you drip your insurance completely, you may pay significantly more to get a new policy when in-season rolls around because most insurance companies want to see proof of continuous coverage.  


  • If you plan to drive your work truck or other vehicles for personal use during the off-season, let your insurance carrier know.  They can adjust your policy to reflect personal use, which can be less expensive while still providing coverage.

A local independent agent can help you determine which coverage's are right for you and your business.